You’ve got the entirely family loaded up in your RV and are ready to hit the open road – the last thing you want to worry about is whether you have the proper RV insurance. Whether it’s a travel trailer, camper or a motorhome, it’s important to make sure you have the right amount of RV insurance coverage. RV insurance protects your personal belongings and provides peace of mind for your family.
Recreational Vehicle Insurance
RVs that are for personal, recreational use can be insured for up to 250 days per year. Liability coverage provides you with bodily injury and property damage coverage, medical payments, uninsured coverage, and more.
You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss. Options tailored to your needs can include:
- Stated Value – market value/actual cash value of the RV
- Agreed Value – the insured amount, regardless of the current market value
- Replacement Cost – replace your insured RV with a new RV that is most like it
Consider Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.
Personal Effect Coverage provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.
Some policies include Roadside Assistance,which covers you 24/7 in the event of a breakdown or an accident. Some will even allow you to upgrade the coverage to include lodging, transportation, and meal coverage, if required.
In the event os an insured loss, our skilled claims teams who will work with you to get your RV repaired and back on the road.
Other additional coverage can include accident forgiveness, pet coverage, diminishing deductible, and more.
Discounts can lower your premium. Ask if you qualify for safe driver discounts, original owner discounts, package discounts and more.
You can also save money if you insure more than one item with us, including your home, cars, motorcycles, classic cars, and boats.
At Martin Farmer’s Agency, we know what it means to spend quality time with your family. Locally owned and operated, we can handle all of your RV insurance needs.