You have a lot of personal belongings that are important to you – from your furniture to computer equipment to your sound system, sports gear, and personal effects, such as clothing. And you want to feel confident that everything you’ve worked for is not at risk but, rather, covered by a comprehensive insurance policy that protects your interests.
Let Martin Farmer’s Agency help you find renters insurance that protect you, your family, and your personal belongings, when renting real estate. We’ll ensure you have the proper insurance coverage to protect your financial interests.
What Does Renters Insurance Cover?
Your renters insurance policy will cover your personal property against damage or theft, subject to the deductiblesd and limits for which you’re covered. The coverage even applies even when you are away from home.
For a small additional premium, you can select to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen, without any deduction for depreciation.
Protect Yourself and Your Guests
Your renters insurance policy also protects your family and guests against certain bodily injury and property damage claims, for which you may be legally liable. Legal defense is also provided in the event you are sued after a covered loss, subject to the limits you have selected.
In addition, you can opt for medical payments coverage, which will cover any medical expenses incurred by a guest who may be injured at your covered property, regardless of who is at fault. There are a number of coverage options available. We’ll work with you to determine the best coverage for your individual needs.
The Right Coverage at the Right Price
Whether you’re just starting out, between homes, or you’re downsizing, we’ll help you pick the Buford, Georgia renters insurance coverage that best meets your individual needs.
Be sure to ask about renters insurance discounts, including burglar alarm discounts and package discounts if you have other insurance products with Farmers.